Our Online Homebuyer Education program provides homeownership education for customers, including eight hours of classroom instruction and individual counseling sessions. Coursework includes:

• Credit profile management
• The importance of credit
• How to improve credit over time
• The different laws that regulate the use of credit
• How to qualify for a mortgage loan
• Selecting a house
• Working with a Realtor
• Home construction
• Basic home maintenance
• What happens at the loan closing
• Predatory lenders and foreclosure

If you are interested in completing the course ONLINE, please Click here to sign up for ehome. This will allow you to achieve your certificate online. Present certificate to your lender. Ehome is USDA and THDA certified.